What are the documents need for a Mortgage Home Mortgage in Arizona?

What Documents Will My Mortgage Broker Arizona Want from Me?

OK, so you've chosen a broker. That’s a big check mark in your long list of to-do’s when you’re searching for a home. Now that you have a mortgage broker Arizona, your life just became that much easier. 

However, the real work also begins at this point. Your mortgage broker Arizona is going to be needing your participation in this process. Here are a few things they will most certainly need from you:

1. Social security numbers.

2. Names, account numbers, and balances of all checking and savings accounts.

3. Your most recent pay stubs and W-2s.

4. The last two years of federal income tax returns.

5. Your debt information.

How Can My Mortgage Broker Arizona and I Work Together?

You've hired your Mortgage Broker Arizona to do the tough stuff, but that doesn't mean you’re off the hook. You still have to put forth some effort to make sure you qualify for the best Mortgage at the best rate.

Be willing to comply with the things the mortgage broker asks of you. Don’t hesitate on digging out your documents and providing them to your broker—this is one thing you will have to do for yourself.

Be honest with them. If you have a major debt or a shoddy credit history, this is the person to tell. They can represent you in the best light, while still being honest. You’ll be surprised at the Mortgage you can qualify for when you go through the motions with a  mortgage broker Arizona. They know the industry and they know just how to get you qualified.

Be timely. Rates change every day and if you’re in a hurry to get into your dream home, you need to be in a hurry to do your part of the work. Don’t leave your mortgage broker Arizona high and dry—if they ask something of you, do it and do it fast. They likely have other clients to work with, and while you are a significant priority for them, everyone’s lives are easier when you comply with their simple requests.