Saturday, July 23, 2016

How To Write Your Business Plan to Impress A Commercial Hard Money Lender

p1_img4You want to do business? You’ve got to have a plan. There are numerous reasons why you need one and impressing a Commercial Hard Money Lender is one of them. If your business idea is good, get it down on paper! Don’t let lack of a good business plan ruin your eligibility of getting a loan.

First of all, congratulations on your entrepreneurial endeavor! If you’re reading this blog article, you’ve probably got a great business idea, or one “in the works,” and it has occurred to you that you might need a loan, might need to fill out a loan application very soon, and may very well be doing so with a Commercial Hard Money Lenders. Nothing reeks of professionalism, being prepared, genuineness, and strategic-thinking, than having prepared a business plan–a good business plan. Well–what is a good business plan, why do you need one, and how will your investors evaluate it?

You’ve got to get it down on paper. No one wants to talk about ideas with you that are floating around in your head without thoughtful and strategic back-up planning–not potential partners, lenders, vendors, real estate agents–the list goes on and on. A good business plan shows that you are serious, that you know what you are doing, and if you don’t know everything, it shows that you are more than capable of figuring it out. It brands you, explains your products and services, forces you to plan your goals and strategies, spells out agreements, sets values to the business, and is generally a wanted request of a Commercial Hard Money Lender when it gets down to completing a loan application.

If you have no idea as to how to write business plan–how about researching online? There are countless articles and how-to’s about getting started, what you need to know, and why it is important to have a written plan when it comes to requesting a loan or raising funds for your business idea. Most business plans do include the following that Commercial Hard Money Lenders are looking for–a strong executive summary, business and product/service definitions, targeted demographics, marketing/sales plan (online and offline), financials, partners and managers, an overview of yourself and the company, and more–not in that particular order.

Will Your Commercial Hard Money Lender Be Eager To Work With Your Business Plan?

There are many things that a Commercial Hard Money Lender considers when contemplating offering a loan. Your business plan is just one of them. While a Commercial Hard Money Lender is not there to scrutinize every detail of your plan, he/she will, 1) want to see that you indeed have one, 2) see that you have attempted addressing every area of a plan, most pointedly–marketing and financials, and, 3) realize that you are professional, organized, serious, and determined.

A Commercial Hard Money Lender Wants A Win-Win Solution. If Your Problem Is

Getting A Commercial Loan, Get Your Business Plan On Paper And Get A Date With A Hard Money Lender.

Commercial Hard Money Lenders are wonderful options when and if you may be turned down for a loan from a bank, and/or if you are in a rush in order to compete with other bidders. However, no matter what the circumstance, a business plan is always needed. If you expect investors–private investors–to loan you possibly hundreds of thousands of dollars, they’re going to want to see something in writing. Take it a step further even and create the real differences–not only provide a business plan, provide a good one!

 

Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

 

Tuesday, July 19, 2016

What Are The Differences Between A Commercial Real Estate Loan and Residential Real Estate Loan?

 

p1_img2Do you have the home of your dreams and are now ready to have the business of your dreams? Chances are good that you will need a loan. If you think that there are no differences between a Commercial Real Estate Loan and a Residential Real Estate Loan–think again. Here is a helping hand on generally what to expect.

Here is some good news! If you have a home, chances are that you’ve had, or do have, a Residential Real Estate Mortgage for your home–and you’ve had the chance to apply for and acquire a Residential Real Estate Loan. So, you’re not completely unaware of some of the process it takes to get a loan, in general. However, there are indeed key differences when it comes to applying for a Commercial Real Estate Loan for your potential business venture. More good news! Level 4 Funding can assist you with both types of loans with speed and flexibility. Let’s focus on Commercial Real Estate Loans here.

Ultimately, a lender will need key documentation and paperwork for thorough review in application of a Commercial Real Estate Loan and in order to consider approval for a potential loan quote. In some cases, the lender is a financial institution–a bank–and in cases where applicants need faster approval, are competing with others for a bid, or have not been approved by a bank, a Commercial Hard Money Lender like Level 4 Funding is the way to go!

With Commercial Real Estate Loans, the biggest difference is that your personal income is not considered in any way with respect to the application process. So, your personal finances are neither “here nor there,” and a moot point when it comes to business. With your Residential Real Estate Loan application, the information was essential. With your Commercial Real Estate Loan–not at all. The profitability of the commercial property is the focus–not your personal affairs.

 

What Other Expectations Should You Have About

The Differences With A Commercial Real Estate Loan?

As mentioned, with the application process for a Commercial Real Estate Loan, the consideration of profit on the property is most key. So, when preparing and submitting proper documentation and all back-up paperwork to a broker, etc., be ready to provide financial information on the commercial property itself, that is–income, expenses, rent, etc. These financial disclosures (statements) are essential, in addition to your business plan and more. Ultimately, the lender, even a Commercial Hard Money Lender, is surmising what income will be like for the property at soon as your doors open for business.

The good news is that A Commercial Hard Money Lender Wants A Win-Win Solution.

Collect Your Data, Research A Lender, And Get A Date For A Meeting

In Order To Be Successful With Your Commercial Real Estate Loan.

Commercial Hard Money Lenders are wonderful options when and if you may be turned down for a loan from a bank, and/or if you are in a rush in order to compete with other bidders. Once a lender receives all the proper documentation and paperwork, the assessment will begin and a quote will be made if you’ve been approved. The offer amount–rates, criteria, etc.–for your Commercial Real Estate Loan will depend on all of this information, plus various property evaluations. The focus is on profit,

 

Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

 

Friday, July 15, 2016

Hard Money for the First Time California Fix&Flip Investor

 

So many first time investors are curious about hard money lenders. Who are they? What is it? How do I get some? Is it beneficial? Well, here some of the basic principals about California Hard Money lenders, in particular, if you are thinking about investing in property in the state of Arizona, but have never done it before. First of all, let’s determine what the term "hard money" means. When money is discussed between investors, it is considered to either be "soft" or "hard". Typically soft money is easier to qualify for and the terms are flexible. Hard money, on the other hand, is just the opposite. It is much more restrictive. Not in that it's more difficult to obtain, but the terms are very specific and much stricter. They have to be, because most hard money comes from private individuals with a great deal of money on hand at the moment. This is why hard money is also referred to as "private money", the two terms are interchangeable. Since the money used for investment purposes comes from individual people, just like you and I, not a typical lending institution, their first priority is to protect their investment capital. This is why the terms have to be so strict. So what are some of the terms of "hard money lenders"? Obviously it varies from lender to lender and from an California Hard Money lender to one in another state. It used to be that hard money lenders would lend solely based upon the deal or property at hand. They would only lend up to a certain percentage of the fair market value of the property, that way in the event of default, the hard money lender would profit handsomely if they had to foreclose or sell to an end buyer. Now, you will find that many hard money lenders, if they want to stay in business, require more than just equity to qualify. This is because the laws now are favorable for consumers instead of the lender. Consumer protection laws, time consuming and expensive court procedures, have forced some hard money lenders to become even harsher when applying for a loan, but don’t get discouraged. Hard money loans are there to create opportunity for the first time investor and should not be looked over without giving them serious thought.

 

Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

 

Finding the Perfect California Private Loan

 

So you found the perfect investment property, now it’s time to get a loan. Before you do this it is good to know what the terms are when dealing with a Hard Money Lender California has many options. So surely, after some homework, you will be able to find the one that will fit your needs. Here are some of the terms you can expect to see so you can prepare accordingly. Typically they will only loan you up to 70% ARV (after repaired value). This means that a hard money lender can loan you up to 70% of what the home is worth in repaired condition. So if you find a home worth $45,000 in the condition it's in, and needs $20,000 in repair work, and after it is repaired the current fair market value is worth $100,000, then typically they can lend you up to $70,000, which would cover the cost of the house and the repairs. This is what makes California Hard Money loans the perfect option for investing in a fixer-upper or a property you plan to flip. Other terms you can expect are high interest rates. Interest rates vary from 12% - 20% annually and terms can last for 6 months to a few years. Many times these rates vary depending on your credit score and experience. In most cases, there will be closing costs or fees to use hard money. Typically hard money lenders will charge anywhere from 2-10 points just to use their money. One point equals one percent of the mortgage amount. So charging 1 point on a $100,000 loan would be $1000. These are all important things to consider when choosing a hard money lender.

Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

 You TubeFace Book Active Rain Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

 

Tuesday, July 12, 2016

Getting a Private Money Lender with help from your California Mortgage Broker

iStock_000002512608_LargeIt’s so easy to get a private money lender it’s crazy that anyone should ever get a traditional bank loan. Not that they can. Right now, it’s next to impossible to get a bank loan. Purse strings are tight and there’s a lot of paperwork to sift through before you get an answer- and that answer might be no!
If you need cash right now for your real estate property, then you might want to talk to your California mortgage broker about getting a private money lender loan because you can get this loan super fast and you can stop worrying immediately.
Why are these private money lender loans great? Well, for one, if you have some bad credit, you can stop worrying because with hard money lenders in Califronia it really doesn't matter what your credit score says. You can get an offer anyway that’s fast and probably closer to the amount you need to escape the looming foreclosure on your property.
Moreover, because you don’t have to deal with a lot of paperwork, you can get this private money lender loan really fast. You don’t have to worry about the possibility of a California hard money lender saying no because there’s no reason they would want to. A private money lender wants to get some returns on their investment and you want it fast. In that fair trade deal, everybody gets what they want.
Don’t hesitate to look into getting a private money lender California today. It could just be the best thing you’ve ever done and more than likely, going to ensure that the property you have is saved. All the private money lender wants to know is if you have enough income to pay back the loan. It’s that easy! Speak to your California mortgage broker and look into private money lender loans today.
 

Arizona Hard Money Arizona Mortgage Broker

Happy senior business man making his notes at workDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Benefits of an California Bridge Loan


An California bridge loan is a specialized type of short term loan designed to help borrowers get cash fast and can be used to help you purchase a home. Knowing the risks, benefits, and ins and outs of bridge loans can help you make a smart decision.
 
An California bridge loans is a common way for home buyers to come up with a down payment when they are buying a new home while concurrently selling their current home. Most buyers rely on the sale of their current home to come up with the down payment for their new home, however, it is not always feasible or ideal to close on the current home first. In a perfect world, you close on your home at 9:00 a.m., have funds available by 10:00 and close on your second home before noon. But it very rarely works this way. More often, you close on your current home and have to find a short term rental for a month or two before you close on a new home. This is not only expensive, but it causes you to have to move twice and you are literally throwing money away by renting.
 
One solution to the problem is an Califronia bridge loan. A bridge loan bridges the gap by lending you the down payment for a new home that you then pay back once your home sells. The bridge loan is secured to the buyer's existing home. The funds from the bridge loan are then used as a down payment on the new home. Bridge loans are gaining in popularity as a down payment option because they offer flexible terms and are relatively easy to qualify for. Also, many lenders will not allow you to take out a home equity loan on a home that is listed for sale, so in many cases a bridge loan is the only option to come up with cash for a down payment.
 

5 Things to Know About an California Bridge Loan

 
Like any loan, a bridge loan has certain risks and benefits. Knowing all your options and going into it fully informed will help you risk less and benefit more. Here are five important things to keep in mind if you are thinking about getting an California bridge loan.
 
  1. Qualification is usually an easy and painless process. Most lenders do not have set FICO scores or debt to income ratios for bridge loans. Instead, qualification is based on a complete picture of your finances and whether it makes sense to purchase a home before you sell your current one.
  2. You will pay a higher interest rate. Like many short term loans, bridge loans have higher interest rates than 30 year loans. You usually have a grace period of 1 to 4 months depending on your loan terms and if you pay the loan back with proceeds from your home sale, you can usually avoid paying a lot of interest.
  3. You have to be able to qualify for two mortgages. A bridge loan can help you with a down payment, but you will still need to qualify for two mortgages and be able to make monthly payments on both if push comes to shove. However, most mortgages don’t require a payment for the first month so if you sell your home quickly, you ca
  4. Bridge loans can help you sell your current home more quickly. A home that is lived in is always harder to sell than one that is vacant and staged. By moving into your new home, you will give yourself the best chance of selling your existing home quickly and for top dollar.
  5. You can find your new dream home without the stress of having to sell your existing home first. You don’t have to wait or make unattractive contingency offers. You can purchase your new home immediately which will usually get you a better price and help make sure you get the home you want.
 
If an California bridge loan sounds like a good option for you, find a broker or private lender today to get the process started today!
 
At Level 4 Funding we specialize in bridge loans and other short term loan types. Call our office today to schedule a consultation to find out if a bridge loan is a good option for you. Don’t wait on a slow market to buy your next dream home. Use a bridge loan to get into the home you need today.
 

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444

Texas Tel:     (512) 516-1177
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027



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What kind of California Hard Money Loan Do You Want?

iStock_000002041548_MediumThere are two different kinds of California hard money that is available to you. Both are exceptionally similar, but they each have different benefits to the borrower. The two types of California hard money are Hard money lender California and private money lender. It is easy to get confused by the two, they are both practical kinds of loans, but the following will explain how they are different. 
It shouldn’t surprise you to find out that hard money lender California and private money lender California are both based on assets and have more to do with the real estate you want to invest in than with your credit score. These are both also loans that are not bank affiliated, so they are easier to obtain than your traditional bank loan.
However, hard money lender California and private money lender California do have some differences. For example, hard money lender California happens to be a group of people, while private money lender California is just one individual who gives out the loan. Typically, with a private money lender California, you know the person loaning you money, but that isn’t always the case with the group of investors in a hard money lender.
Both loans have quick turnaround despite their higher interest rate, but because of this quick turnaround, the interest rate makes little to no difference. The loans are also more flexible than your traditional bank loans, especially when you use a private money lender California.
Consider these types of loans as you decide on rehabbing a property. It could make all the difference to your project and stress you out far less in the interim. Consider the flexible and safe Arizona hard money loans. Whether you go private money lender California or hard money lender Califonia, you will be happy with the outcome.
 
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027
 
623-582-4444
 

How to Make Money With a California Fix and Flip: Renovation Tips From Hard Money Lenders California Investors Trust!

If you are looking to do a renovation on a fix and flip house and want to make a profit, you need to know that certain renovations will get you more bang for you buck than others. Take it from the experts, hard money lenders California rehabbers trust!



Most real estate experts know that Texas hard money lenders are there when investors need to purchase a fix and flip property. With liberal lending practices and little emphasis on FICO scores or personal finances, it is hard money lenders CAlifornia investors turn to to purchase investment properties.

Hard money loans are short term, asset based loans that can be used to purchase investment properties. Most commonly, they are used to buy foreclosure or auction properties at a good price that are then fixed up and sold for a profit. With years of experience in the fix and flip business, hard money lenders know what will help a property sell and what will not.

Top 3 Renovations Recommended by Hard Money Lenders in California

If you are looking to get the most bang for you buck, here are the top three ways to spend the cash from your hard money loan to make the most profit on your fix and flip.
 
1. Fix any major problems. When it comes to buyers looking for a turn key home, take it from hard money lenders California experts trust for loans and more, no one wants to see work. If you buy a home and it needs a new roof, make sure to put one on. The same goes for major systems like the HVAC or water heater.
 
2. Paint. Pick a nice neutral paint color and it will help attract buyers. If you need ideas on color, anything from beige to grey can look great. Don't pick anything too taste specific because, according to the  hard money lenders California pros turn to, you want to home to appeal to a broad base of buyers.
 
3. Home staging. Investing a little in staging a home can pay you back big time. Staging makes the house look like a home and helps buyers picture themselves living there.

Take it from the hard money lenders California flippers trust, these small improvements go a long way!

When you are ready to take the plunge and buy a fix and flip, make sure you turn to Texas hard money lenders to help you along the way. You will be glad you did!

Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177
dennis@level4funding.com
www.L4f.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701






 
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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

 

Benefits of Finding the RIGHT California Hard Money Lender

Researching California Hard Money Lenders

Discovering an California hard money lender can seem like an intimidating task. In reality, you could be so deep in financial hardship, it's taking all your strength to keep your head above water. When you don't have anywhere to turn, California hard money lenders are there for you. After you locate the appropriate hard money lender for you, they could loan you the money you need in as little as 24 hours and set you on the course to economic freedom. There are a couple of methods to find the appropriate Arizona hard money lender and it is your responsibility to find the right one for you.

Initially, you have to determine the kind of hard money you are looking for. Are you a business owner wanting hard money? Or are you an individual who is thinking about a residential hard money loan? Choosing which class you belong to is the first step to take into consideration before looking more.

At that point, you need to crunch the numbers and decide exactly how much money you are in need of. Bear in mind that California hard money lenders will loan you up to 80 % LTV (loan to value), yet this quantity will probably be closer to 65 %. Keep your expectations somewhere in between that area and then begin your research. You most likely already have your investment in mind, so do the math. Don't request more than you actually need so you can keep your debt as limited as possible.

Finding the RIGHT California Hard Money Lender

What better way to begin than with everybody's tried and true method of research? You do not even need to get off the sofa-- just start with the internet. Use a search engine such as Google or Bing and enter the words and location you are looking for a hard money loan in. For instance, if you planned to find a lender in your region, you might type "California hard money lenders." Undoubtedly, several hundred (if not thousand) internet sites will pop up. This could be kind of frustrating if you are wanting to find the right lender quickly. Click on some of the websites near the top of Google and compare and contrast what you see. Make a few lists of items that seem legit to you and also keep track of those that seem a little sketchy. It isn't a lot of to ask to have your hard money lender have a legitimate looking internet site if they are going to be managing your funds.

One of most crucial things to bear in mind is that if it appears too good to be true, IT IS! Don't do anything you feel uncomfortable with, even if it looks like an excellent offer. Rely on that gut feeling of yours, even if it lender you select has somewhat greater interest fees. Don't allow your financially troubled circumstances lead you down a course that will be wrong in the long run.

When you find a usable lender, look up some client reviews. You could discover a lot about a lender by merely reading what other individuals' encounters have been like with them.

Happy senior business man making his notes at workDennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177 

Dennis@level4funding.com

www.Lff.info

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701

 You Tube Face Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Say yes to hard money lenders with help from your California loan broker

If you need yourself a good loan to get yourself back on track, then it’s time to talk to your loan broker California about your hard money lender loan.

Don’t think that you need to suffer. You don’t! You can get the asset-based funds that you need without the hassle of your traditional bank loans. You will never have to worry about your credit. You will not have to worry that you won’t get your money in time. You can take back your life with a hard money lender loan.

You might think there’s no way that this will work, but it can. You can bypass any credit history questions- which you cannot do when it comes to traditional bank loans. Traditional bank loans are tiresome; you have to do a lot of paperwork and sometimes there is absolutely zero payoff when they tell you that you can’t get the loan. That’s why you need to talk to your California loan broker about getting a hard money lender loan today.

While you do get your hard money lender loan faster, do realize that there is a higher interest rate and that can be very concerning to people, but don’t let it be. You don’t have to worry about that because you can always pay back the hard money lender loan faster, which means that you won’t have to deal with the interest rates at all.

Think about this and have a chat with your California loan broker about your hard money lender loan. It will be the best way that you can get yourself back on track. This will be the best kind of loan you can get for your time, money, and credit. Don’t feel bad about not wanting to have a traditional bank loan. Get your hard money lender loan today.

[caption id="attachment_4487" align="alignleft" width="300"]hard money lender California hard money lender California[/caption]

California Hard Money

California loan Broker
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Tel:  (623) 582-4444 | Fax: (888) 279-6917

www.l4f.info

NMLS 1057378 | AZMB 0923961 | MLO 1057378

23335 N 18th Drive Suite 12

Phoenix AZ 85027

Commercial Real Estate: How To Find Leads

When you are just starting out in the commercial real estate business you have to always keep your head on a swivel. There is always a property to be sold; always a flip to be made. You just have to go out and find it.
 
The commercial real estate business can be a crucible when you are just starting out. One of the biggest obstacles many beginners face is finding out where the next potential buy is. If you ask most professionals in the trade, they will tell you it is usually word of mouth that gets helps them find their prospective buy. Some will tell you looking through public records is the best way to find a new property. These are just a small few ways that you can go about finding your first buy, but you have many options if you look closely.
 
Word of mouth is possibly the best way to find out where the best prospects are for investing. The first place you could go to is your family. Most of the time they are best places to start. The commercial real estate business is about making and having connections. You want to make sure that you start making connections with people that are on the ground floor of the market that you want to corner. Having your ear to the street will give you a lot of leads when you are beginning.  Being a people person is a lot of the battle in the commercial real estate business; you have to be able to talk to different people without fear. Being extroverted is a great trait that you could use to your potential. Everyone likes someone that is personable. However, it is possible to be introverted.  Another way you could figure out where some potential properties is by mentioning to people that you are in the commercial real estate business. Just by giving people your business card or the link to your website in passing opens up many different doors.
 
Connections
in the commercial real estate business
are extremely important
 
This is the age of social media, with a swipe of a finger or a quick click of a mouse puts you in contact with millions of people.


The same model can be applied to commercial real estate. If you are having trouble finding where the best lots are located or when the next foreclosure is happening a tweet could suffice. You could keep up with certain hashtags that involve your business such as #CRE. You could also send a massive email chain could also help you find some new clients.  You also want to make sure that you keep up with the plethora of blogs and forums that are online. You usually will have some that could give you the rundown on a city you may want to start plotting investments.

When
all else fails the commercial real
estate
business will always have something around you just have to go
searching

 
Sometimes you just have to trust your gut and go cold searching for a property that you may be interested in. Many investors will drive around popular neighborhoods and cities looking for distressed or derelict properties that need a little refurbishment. This is called, “driving to dollars,” in the commercial real estate world. Depending on your experience this will be the first or last thing you do.
 

Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701   

 
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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.
Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.